Things get rapidly more expensive, so people will stop buying $5 cups of coffee! Children will have to walk to school!
It’s called living below your means people. Is it really that difficult? Kids walking to school means they get exercise, which means they are healthier AND they aren’t at the doctor’s office as much.
If you live below your means, bumps in the economic road like this one doesn’t effect you NEARLY as much. For example, I don’t drink Starbuck’s coffee, because I hate coffee. I like Coke Zero, cherry flavor. I drink 2-3 cans a day. At it’s most expensive, that’s about a buck to a buck and a half a day. EASILY affordable.
I drive a 2005 Honda Civic. I don’t have a trendy mini, smart car, acura, or any other “flavor of the month” car. It’s reliable and gets me from point a to point b with reasonable gas mileage.
I don’t live in a big house. Granted, it is a 4 bedroom, 2,100 sq. ft. home, and many people would consider that “big”, but I could EASILY afford a home twice this size. But I look out for the future; my retirement.
I’m not going to be staring down the barrel of 60 and wondering if I need to work until I’m 65 to afford to be able to live. I’ve already got the wheels in motion to make significantly more money, so that I may retire in comfort and be able to do all the things I’ve wanted to do, like travel to exotic places, buy expensive items, and enjoy my golden years with a 19 year old stripper…..ok, so the wife may not go for that last one.
But the point is, is that people are so used to “instant gratification” that they take their eye off the big picture. If you want instant gratification, that’s fine, but don’t expect my tax dollars to pay for your lack of planning when you hit retirement age.
Travis
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