Dumb People

Living paycheck to paycheck? Join the growing club.

A survey of 7,192 workers released Wednesday by online job-search Web site CareerBuilder.com
shows 47 percent of working Americans claim they always or usually live
paycheck to paycheck just to make ends meet. This marks a jump from 43
percent in 2007.

About 21 percent with salaries of $100,000 or more reported they also live paycheck to paycheck, the survey noted.

A quarter of workers said they don't put any money aside for savings
each month. Of those who do save, 34 percent set aside less than $100 a
month for savings, and 18 percent save $50 or less.

About 33 percent of workers do not participate in any programs such
as 401k, IRAs or retirement plans. And 10 percent of workers making
more than $100,000 reported putting no money into savings each month or
participating in a 401k, IRA or comparable retirement plan, the survey
said.

Four-in-10 workers say they need up to an additional $500 per paycheck to live comfortably.

Oh bullshit. If you're living in New York, ok, I can see how 100k a year would be "struggling". But ANYWHERE ELSE, you're simply an idiot. You don't need the latest i-whatever from Apple. You don't need a cell phone. You don't need a large screen TV. You don't need satellite TV with a billion channels.

You don't need anything except a roof over your head, food in your stomach, and a way for you to get to work. If you can't afford JUST those things, you need to either get a better job, or more likely, you need to re-evaluate what "needs" are.

For example, when I bought my home, the first thing I asked myself and my wife was "if I'm unemployed, can we afford this home"? The answer was yes, and so we bought it. (My wife makes more then I do.)

If you can't afford your home if one of you is unemployed, then you can't afford the home and you should sell it immediately.

"Four in 10 workers say they need up to an additional $500 per paycheck to live comfortably."

It's always "I need just a little more to live comfortably." Define "comfort" for me. If it's any of the above mentioned luxuries, except the food/shelter bit, then you need your head examined.

Quit whining about how things are bad for you and DO something about it. I simply cannot stand people who can't distinguish between want and need and then proceed to whine that they can't afford what clearly is a "want.

Travis

travis@rightwinglunatic.com